Shaping a More
Sustainable Future for All

Sustainable development is a key part of what we’re all about. The solutions we build and the projects we take on align with the Sustainable Development Goals of the United Nations.

Download our latest report

Our Drivers

We believe that technology can transform the world for the better. This is at the core
of our Sustainability and ESG strategy, motivating us to develop solutions that benefit individuals and businesses, all while fostering economic growth.

Thus, our Sustainability and ESG Strategy is based on three pillars:

We create the conditions that promote future development, diversity and inclusion for our employees.

We act with integrity, transparency and accountability, complying with all national and EU laws.

We commit to minimising any adverse impact on the environment toward a more resilient planet.

Our commitment

We aim to change the world for the better. Thus, we commit to:

  • Minimising any direct or indirect adverse impact on the environment toward a more resilient Planet and Future.
  • Creating the conditions that promote future development, diversity and inclusion for our People.
  • Acting with integrity, transparency, and accountability, complying with all national and EU laws.
  • Creating social value and maximising positive impact on society, promoting sustainable business, and establishing long-lasting collaborations with all stakeholders.

Our Group Sustainability Policy and Procedure.

Our ESG topics

Following our Materiality Analysis, we have identified the key ESG topics for our sustainable business model and commit to driving change.

  • Employee Health, Safety & Well-being
  • Talent Attraction & Retention
  • Financial Performance & Competitiveness
  • Corporate Governance, Business Ethics & Risk
  • Cybersecurity, Data & Privacy
  • Technology, Innovation, Ethical AI, Analytics
  • Diversity, Equity, and Inclusion (DEI)
  • Climate Resilience and Environmental Sustainability
  • Community Support and Development

Our impact

As the world embraces digitalisation, we use innovation
to make an impact that matters.

Enable business growth
Our offering helps enterprises scale their operations and grow their customer base.
Through data and analytics, we enable them to optimise their decision-making process.
Support vulnerable customers
With fairness and transparency, we allow our clients to identify vulnerable customers and provide them with viable plans based on their financial position.
Raise financial awareness
Our solutions allow individuals to understand their financial circumstances and provide access to financial services that enable economic growth.
Cultivate talent & innovation
We grow our people by providing ongoing professional development opportunities.
Our continuous R&D investments infuse innovation in everything we do.

Environment

Contribution to Sustainable Development

  • Contribution to SDG 12: Responsible Consumption and Production
    We support SDG 12 through a strong commitment to circular principles, particularly in managing waste, including e-waste. Key initiatives include adopting a paperless office, a plastic-free policy, and reusing, recycling or donating all discarded electronic items.
  • Contribution to SDG 13: Climate Action
    We advance SDG 13 by working to reduce carbon emissions associated with our operations. This includes implementing energy-efficient workplace practices and setting measurable energy reduction targets. We also recognise the importance of employee engagement in supporting our climate-related efforts.

Our progress

Combating climate change and reducing our environmental footprint.

We have adopted an Environmental & Energy Policy across all our business units according to the requirements of ISO 14001:2015 and ISO 50001:2018 that allows us to:

  • Improve our environmental performance
  • Define energy reduction targets

At the same time, to manage solid waste generated, we implement the Go Zero programme by Polygreen while raising awareness among our people through regular training sessions and other activities.

 

Our performance in 2024

1,964,388  kWh

Total Electricity Consumption

2,190,926 kWh

Total Energy Consumption

722 tCO2e

Total Scope 1 & Scope 2 GHG Emissions

1,431 tCO2e

Scope 3 GHG Emissions

(Employee Commuting & Air-Βusiness Travel)

3.7 TONS

Recycled Materials

  • 30 Trees Saved
  • 48.4 kg CO2 Emissions Reduced
  • 790 kg of Soil Improvers Created
  • 47.4 lt Water Saved from Paper Processing

Society

Contribution to Sustainable Development

  • Contribution to SDG 5: Gender Equality
    We promote SDG 5 by fostering an inclusive and equitable workplace. In particular, we are committed to increasing the representation of women in STEM3-related roles, which are traditionally male-dominated. In 2024, women held 31.7% of all STEM positions within our organisation—a figure we aim to improve through ongoing inclusion and gender equity initiatives.
  • Contribution to SDG 8: Decent Work and Economic Growth
    We actively contribute to SDG 8 by promoting sustainable economic growth, full and productive employment and decent work. As a fast-growing organisation in the technology and fintech space, our impact is direct, through job creation and skills development within our workforce, and indirect, by fostering job opportunities through our business partnerships and collaborations.
  • Contribution to SDG 9: Industry, Innovation and Infrastructure
    Our commitment to SDG 9 is reflected in our R&D investments and innovation-driven initiatives. In 2024 alone, we allocated over €9 million to research and development, advancing new product creation and targeted market expansion. Through this investment, we actively support the growth of the technology innovation ecosystem.

Our progress

Adopting a comprehensive approach to our people’s and their families well-being.

Our people and their well-being come first. Thus, we have created an inclusive workplace culture where healthy lifestyle choices are valued and promoted.

  • Career development
  • Financial well-being
  • Physical & emotional well-being
  • Environmental awareness
  • Community focus

Envisioning a new era of resilient societies.

In 2021, we established the Qualco Foundation, our non-profit initiative that aims to accelerate the transition to a sustainable world by implementing programmes with trusted community partners.
Qualco Foundation focuses on initiatives across the areas of:

  • Education & Science
  • Sports
  • Culture
  • Social Solidarity

Learn more about Qualco Foundation

Our performance in 2024

46,8 %

Women in the Total Workforce

36,2 %

Women in Senior/ Managerial Positions

31,7 %

Women in STEM-Related Positions

41,2 %

Women’s Share in New Hires

26,029

Training Man-Hours

> 50

High-Impact CSR-Related Initiatives

> 300

Direct Beneficiaries Supported

Learn more about Our People

Governance

Contribution to Sustainable Development

  • Our organisation’s governance mechanisms ensure compliance with policies and regulations, promoting the UN’s aspirations for peace and justice.

Our progress

Sound governance is our foundation for integrity, transparency, and accountability.
Learn more about Governance

Our impact

Our impact goes beyond our business operations, revitalising the broader FinTech landscape and the employment sector:

> 1,500
Εmployment positions
created & supported

> €9M
Ιnvested in R&D and acquiring
or partnering with new ventures

Sustainability Reports

Our reports highlight the policies and procedures we use for sustainable business practices. Download our latest Sustainability Report and see our latest progress and impact on ESG issues.

Get in touch

We look forward to receiving your inquiries,
comments, or suggestions.

Contact Us