Solutions & Services
We provide a comprehensive range of tech-enabled solutions and services that help businesses and communities achieve financial well-being.
Non Performing Loans and Receivables Management Technology
We offer a complete technology ecosystem with a holistic approach to credit risk and receivables management. Combining Advanced Analytics and Machine Learning with a comprehensive collections system and specialist digital engagement tools, our technology revolutionises the management of non-performing exposures (NPEs) and non-banking receivables. Our solutions support all asset classes, from banking and NPL servicing to retail credit, utilities, consumer, SME, and corporate, both secured and unsecured.
QUALCO is an international Fintech solutions provider, enabling clients to realise value through the provision of operational platforms, data insights, digital experiences, and domain knowledge.
Intrum
The challenge: Intrum, a leading credit management company, realised that constructing auxiliary functions results in collection systems was intricate and challenging. This is where we stepped in to optimise Intrum’s processes in 24 European countries.
The solution: Implementing a central Servicing Hub throughout the client’s operations boosted collections and recoveries performance while complying with local business and regulatory requirements.
The product: QUALCO Collections & Recoveries
KBC Bank Ireland
The challenge: KBC Bank Ireland, a leading provider of financial services to individuals and businesses, needed to manage its collection and recovery requirements.
The solution: We built and optimised collections and recovery operations through top-quality debt management software.
The product: QUALCO Collections & Recoveries
Perenna
The challenge: Perenna, a UK mortgage lender with a customer-first mindset, aimed to revolutionise the UK mortgage market with a flexible 30-year fixed-rate mortgage, offering total payment certainty and protecting borrowers against interest rate rises.
The solution: We assisted Perenna in growing its business by offering a constantly expanding suite of pre-built systems that enables users to make timely, data-driven, accurate decisions, thereby maximising ROI.
The product: QUALCO 360
Hellenic Petroleum
The challenge: Hellenic Petroleum, the dynamic group holding a leading position in the Greek and Southeast Europe energy sector, needed to manage its receivables effectively.
The solution: We implemented our specialised software solutions to manage customer receivables across multiple countries and trading channels, including legal operations.
Cabot Financial
The challenge: Cabot Financial, a multinational acquirer and servicer of consumer portfolios, needed our help to facilitate its collection and recovery operations across multiple geographies.
The solution: We devised a solution involving deploying an application and transferring multiple debt portfolios to ensure smooth communication with Debt Collection Agencies (DCAs) and payment service providers.
The product: QUALCO Collections & Recoveries
National Bank of Greece
The challenge: The National Bank of Greece’s (NBG) goal was to operate a centralised blueprint collection platform to support its global operations, enabling it to make the necessary adjustments in line with local regulations and market requirements.
The solution: Leveraging our technology, NBG managed to streamline and automate legal collection processes, improve communication with internal and external stakeholders, and develop targeted customer strategies.
The product: QUALCO Collections & Recoveries
Non Performing Loan Servicing
We offer underwriting advisory services, transaction handling, and end-to-end loan servicing to banks, institutional funds, and alternative asset managers across the whole spectrum of non-performing asset classes. Specifically, our services cover all Non-Performing Loan (NPL) Management stages, from portfolio due diligence and strategy design to internal portfolio operations and third-party management.
Entrusted by prominent investors and clients
Quant Greece is a Fitch-rated, independent domestic NPL servicer managing approx. €15 billion across all asset classes, offering coherent debt management solutions to financial constituents and institutional investors in Greece.
Non-Banking Receivables Management and Securitisation Services
Using a blend of specialist technology, analytics, and panel management services, we take accounts receivable management and accounts receivables securitisation to new levels.
Qualco Intelligent Finance is a leading financial services company in receivables portfolio management & end-to-end securitisation transaction solutions.
Public Power Corporation
The challenge: Public Power Corporation SA (PPC), Greece’s biggest power producer and electricity company, was experiencing a significant erosion of liquidity due to a growing portfolio of unpaid receivables.
The solution: We developed a solution that included an integrated framework for managing and monitoring receivables, a study for receivable securitisation and authorised debt collection services.
Autodia
The challenge: Autodia, the first Greek Collective Management Organisation (CMO) of music authors, faced uncontrolled and unauthorised reproduction of Greek and foreign repertoire.
The solution: Besides managing and monitoring receivables related to intellectual property rights, we assisted Autodia in growing its membership base through a unique, experiential approach. At the same time, our robust technological solution increased the client’s revenues, upsurging the earnings of composers, music authors, and publishers from copyright and related rights.
Public Sector Receivables Management
We offer a broad spectrum of tech-enabled solutions based on data analytics capabilities. Our solutions are addressed to Central Government Departments, medium-sized Government Departments, smaller Government Departments and ALBs, NHS Trusts and local authorities.
Qualco UK delivers tech-driven panel management solutions to the credit industry supporting enterprise clients to optimise recoveries through a unique combination of data & analytics, technology and practical experience.
HM Government
The challenge: HM Government needed better access to private sector receivables management services, commercial strategies and market-leading value-for-money service.
The solution: Through Qualco UK, we implemented a socially responsible approach to improve efficiency across all stages of receivables management. We encompassed bespoke analytics services, including data cleansing and enrichment, scoring and segmentation, data insights and robust analytics.
Panel & Asset Management
This is the leading solution for private or public sector organisations in the UK to manage their receivables through a panel of specialist outsourcers. Our simplified panel management offers up-to-date information and business intelligence while delivering consistent and actionable insight.
Qualco UK delivers tech-driven panel management solutions to the credit industry supporting enterprise clients to optimise recoveries through a unique combination of data & analytics, technology and practical experience.
ScottishPower
The challenge: ScottishPower, one of the UK’s Big 6 energy providers, utilised non-expandable legacy systems. This required engaging agencies with no previous relationship with ScottishPower, as existing partners couldn’t accommodate these accounts.
The solution: We employed a panel management solution that delivered consistent, comparable, accurate, and actionable insights.
The product: ExtraCollect
Loan Management
Our robust, all-in-one software solution enables retail banks, alternative lenders, debt purchasers, and loan servicing companies to navigate the changes in the loan servicing sector. We efficiently manage the loan administration process and empower operations across the loan servicing lifecycle.
QUALCO is an international Fintech solutions provider, enabling clients to realise value through the provision of operational platforms, data insights, digital experiences, and domain knowledge.
Bain Capital / SFS
The challenge: Bain Capital, a top private investment firm and SFS, its Greek subsidiary, required a reliable technology service provider to manage their loan portfolios.
The solution: The project aimed to migrate the AMOEBA portfolio, valued at about €1.7 billion, from Piraeus Bank’s legacy systems to a new technology platform. We created a platform that facilitated the management of retail and corporate loans, handled secured and unsecured cases, and enabled the handling of denounced loans.
The product: QUALCO’s Loan Manager
Supply Chain Finance
By employing a set of solutions, we optimise cash flows, allowing businesses to lengthen payment terms to their suppliers while providing their SME suppliers the option to get paid earlier.
QUALCO is an international Fintech solutions provider enabling clients to realise value through the provision of operational platforms, data insights, digital experiences and domain knowledge.
Emirates NBD
The challenge: Emirates NBD, a leading MENAT bank, needed to digitise its supply chain financing.
The solution: Through a simple and automated process, we helped the anchor buyers onboard, and their suppliers reap the benefits of prompt invoice payment.
The product: Qualco ProximaPlus
Dynamic Discounting
Through our dynamic discounting software solution, we enable buyers and suppliers to quickly initiate and manage the entire process with the power of blockchain technology. Thus, the solution empowers them to become more competitive by mitigating risk.
The product: Qualco Kyberas
QUALCO is an international Fintech solutions provider enabling clients to realise value through the provision of operational platforms, data insights, digital experiences and domain knowledge.
