Solutions & Services
We provide a diverse offering, ranging but not limited to Credit & Receivables Management, Loan Servicing, and Analytics & AI solutions to Digital Transformation, Real Estate Asset Management, and SME funding.
Non Perfoming Loans (NPL) & Receivables Tech
We offer a complete technology ecosystem that provides a holistic approach to credit risk and receivables management. Combining Advanced Analytics and Machine Learning with a comprehensive collections system and specialist digital engagement tools, our technology revolutionises the management of non-performing exposures (NPEs) and non-banking receivables. Our solutions support all asset classes, from banking and NPL servicing to retail credit, utilities, consumer, SME, and corporate both secured and unsecured.
QUALCO is an international Fintech solutions provider, enabling clients to realise value through the provision of operational platforms, data insights, digital experiences, and domain knowledge.
Intrum

Intrum, a leading credit management company, has chosen the QUALCO Collections & Recoveries platform to optimise its processes in 24 countries across Europe.
Having accumulated several technology solutions across the Group over the years, the client realised that building peripheral supporting functionality makes collection systems complex and hard to maintain.
Our solution involved implementing a central Servicing Hub across Intrum’s operations, aiming to optimise collections and recoveries performance in alignment with the local business and regulatory requirements.

KBC Bank Ireland

KBC Bank Ireland is a wholly-owned subsidiary of KBC Group NV. As one of the top bancassurers in Belgium and Central Europe, KBC Ireland is a leading business and personal financial services provider. The project involved the implementation of QUALCO Collections & Recoveries to address collections and recoveries needs across the board. The platform integrates the Temenos T24 Core Banking System and the EFS Document & Dialer systems.

Perenna

Perenna is a mortgage lender with a customer-first mindset, providing fair and flexible mortgages designed based on customers’ needs. Perenna revolutionised the UK mortgage market with its flagship product, a flexible 30-year fixed-rate mortgage, offering total payment certainty and protecting borrowers against interest rate rises. QUALCO enabled Perenna to build its business by leveraging the benefits of Qualco 360.

Hellenic Petroleum

Hellenic Petroleum is a dynamic group holding a leading position in the Greek and Southeast Europe energy sector. Hellenic Petroleum leveraged Qualco’s software solutions to effectively manage receivables across various countries and trade channels, including legal operations.

Cabot Financial

Cabot Financial is a multinational acquirer and service provider of consumer portfolios, part of the Cabot Credit Management Group, and a European leader in debt recovery management.
Cabot Financial selected QUALCO Collections & Recoveries to support its collections and recoveries operations across several geographies. The solution included the implementation of the application and the migration of several debt portfolios, while fully enabling communications with Debt Collections Agencies (DCAs) and payment service providers.

National Bank of Greece

The National Bank of Greece (NBG) has leading presence in the Greek market and a strong business footprint in southeast Europe.
The Bank’s goal was to centrally operate a blueprint collection platform for its international operations allowing at the same time the flexibility for adaptation to the local regulation and market needs. By implementing Qualco Collections & Recoveries software solution, NBG managed to streamline and automate all collections and legal processes, design targeted customer strategies, and improve communications with internal and external stakeholders.

Municipality Tech
Municipality Technology entails a broad spectrum of technology-enabled solutions based on data analytics capabilities, addressing Central Government Departments, medium-sized Government Departments, smaller Government Departments and ALBs, NHS Trusts and local authorities.
QUALCO is an international Fintech solutions provider enabling clients to realise value through the provision of operational platforms, data insights, digital experiences and domain knowledge.
Qualco UK delivers tech-driven panel management solutions to the credit industry supporting enterprise clients to optimise recoveries through a unique combination of data & analytics, technology and practical experience.
HM Government

HM Government is the central government of the United Kingdom of Great Britain and Northern Ireland, which is supported in the delivery of the Debt Management Services (DMS) and the new Debt Resolution Services (DRS) Frameworks. By applying a socially responsible approach, Qualco UK drives efficiency and effectiveness across all stages of receivables management providing HM Government with bespoke analytics services that include data cleansing and enrichment, scoring and segmentation, data insights and powerful analytics. To this end, HM Government leverages better access to private sector receivables management services, commercial strategies, and market-leading, value for money services.

Credit Management Tech - Loan Management
QUALCO’s Loan Manager (QLM) efficiently manages the loan administration process and empowers operations across the loan servicing lifecycle. QLM is a robust, all-in-one software solution, enabling retail banks, alternative lenders, debt purchasers, and loan servicing companies to navigate the changes in the loan servicing sector.
QUALCO is an international Fintech solutions provider, enabling clients to realise value through the provision of operational platforms, data insights, digital experiences, and domain knowledge.
Bain Capital / SFS

Bain Capital is one of the world’s leading private multi-asset alternative investment firms, with approximately $105 billion in assets under management.
Bain Capital, alongside SFS, its local subsidiary in Greece, has chosen QUALCO’s technology to service its portfolios. The project involved onboarding the AMOEBA portfolio of approximately €1.7 billion in value from legacy Piraeus Bank systems into a completely new technology platform, supporting operations that included the management of retail and corporate loans, secured and unsecured cases, as well as performing denounced loans.

Credit Management Tech - Supply Chain Finance
Supply chain finance (SCF) is a set of solutions that optimises cash flow by allowing businesses to lengthen their payment terms to their suppliers while providing the option for their large and SME suppliers to get paid early. ProximaPlus, QUALCO’s Supply Chain Finance solution, grants access to this powerful type of financing, offering flexibility and lower costs for all the involved parties.
QUALCO is an international Fintech solutions provider enabling clients to realise value through the provision of operational platforms, data insights, digital experiences and domain knowledge.
Emirates NBD

Emirates NBD is a leading bank in the MENAT (Middle East, North Africa, and Turkey) region.
Given its growing need for digitisation of supply chain financing, Emirates NBD leveraged ProximaPlus, to help its anchor buyers onboard and their suppliers benefit from the early payment of their invoices through a simple and automated process. The Bank offers the breadth and depth of SCF and Receivable Financing products, as well as specialised offerings, such as Borrowing Base, Lease Rental Discounting, and Dynamic Discounting.

Credit Management Tech - Dynamic Discounting
QUALCO Kyberas is a dynamic discounting software solution that enables buyers and suppliers to quickly initiate and manage the entire process by harnessing the power of blockchain technology. The solution empowers suppliers and buyers to become more competitive by mitigating risk.
QUALCO is an international Fintech solutions provider enabling clients to realise value through the provision of operational platforms, data insights, digital experiences and domain knowledge.
Digital Tech - Digital Banking Solutions
Based on our modern, secure, and extensible Digital Banking platform, we enable financial institutions to offer seamless digital experiences to their customers, users, and third parties.
INDICE is a software house, providing state-of-the-art Digital Experiences. Its team comprises high-skilled experts committed to successfully delivering large-scale projects.
QUALCO is an international Fintech solutions provider enabling clients to realise value through the provision of operational platforms, data insights, digital experiences and domain knowledge.
Cooperative Bank of Chania

Founded in 1995, the Cooperative Bank of Chania was initially established in Crete and gradually expanded throughout the rest of Greece. In order to support the digital transformation journey of the Bank we delivered a new web banking solution with advanced retail and corporate features alongside the design and development of two mobile applications. Since the project launch, the Bank saw a 70% increase in online transactions while having a top rating of 4.9 out of 5.0 for the mobile banking app.

Digital Tech - Digital Insurance Solutions
Catering to the evolving needs of the insurance industry, we provide a broad spectrum of cloud-native digital Insurtech solutions that offer enhanced digital self-service portals capabilities regarding policy management, insurance sales, renewals, and claims.
INDICE is a software house, providing state-of-the-art Digital Experiences. Its team comprises high-skilled experts committed to successfully delivering large-scale projects.
QUALCO is an international Fintech solutions provider enabling clients to realise value through the provision of operational platforms, data insights, digital experiences and domain knowledge.
Groupama Insurance

With a significant presence, Groupama Insurance lies among the leaders of the Greek insurance market.
The client leveraged our technology and launched a modern, secure, and extensible digital platform that orchestrates unique digital experiences for individual and Group policy customers. The solution allows Groupama Insurance to leverage valuable KYC insights while minimising time-to-market.

Howden Matrix Brokers

Howden Matrix Brokers has provided comprehensive insurance and reinsurance solutions for over 20 years. With customers’ demanding new digital capabilities during the pandemic, we delivered a SaaS solution providing customers with a modern, user-friendly self-service portal that automated significantly back office operations. The solution acts as a drastic enabler for Howden Matrix Brokers to capitalise on increasing cross-sell and up-sell rates and high retention rates.

Digital Tech - Ecommerce Solutions
Acknowledging the everchanging needs of the e-commerce industry, we provide an adaptable, customisable, and secure platform that delivers best-of-breed capabilities while supporting all types of digital interactions.
INDICE is a software house, providing state-of-the-art Digital Experiences. Its team comprises high-skilled experts committed to successfully delivering large-scale projects.
QUALCO is an international Fintech solutions provider enabling clients to realise value through the provision of operational platforms, data insights, digital experiences and domain knowledge.
Metro Cash & Carry

Metro Cash & Carry is the first company to develop the concept of cash & carry in the Greek market in 1976.
To address the B2B e-commerce sector’s challenges and enhance customers experience, Metro Cash & Carry adopted a modular eCommerce platform that creates a frictionless buying experience for its HORECA customers. Since the implementation of the solution, the company is continuously gaining a strong competitive edge by leveraging the platform’s extensibility in terms of front-end and backend functionalities.

Digital Tech - Bespoke Digital Experiences
We offer bespoke digital experiences delivering best-of-breed digital portal and self-service CRM solutions that support all types of digital experiences based on the clients’ needs.
INDICE is a software house, providing state-of-the-art Digital Experiences. Its team comprises high-skilled experts committed to successfully delivering large-scale projects.
QUALCO is an international Fintech solutions provider enabling clients to realise value through the provision of operational platforms, data insights, digital experiences and domain knowledge.
Edenred

Widely known as the company that invented the Ticket Restaurant® meal orders, Edenred is a world leader in business services. Aiming to adjust to the needs of the new digital era, we developed a self-service web application for Edenred’s cardholder customers that includes capabilities such as editing contact details, managing cards, viewing card transactions, toping up cards, locating and reviewing stores, and more. The solution proved highly beneficial for Edenred regarding productivity and customer engagement.

Delivery Management Tech
Deliverd, our micro-logistics platform, is a complete delivery management software solution for courier companies and city logistics providers. It is designed to cover the entire lifecycle of a shipment from order to delivery, including last mile, cash management, and client invoicing functionality.
An all-in-one platform that transforms and scales your business by streamlining the entire delivery journey from pickup order to the last mile delivery. Deliverd redefines the delivery experience for your customers and your fleet.
Courier Center

Aiming to increase its clients’ satisfaction rates, Courier Center, a versatile Courier Services provider, eventually adopted QUALCO’s Micro-Logistics platform. The state-of-the-art software platform enabled the company to effectively handle its increasing clients’ base and its expanded network of branches across Greece alongside the continuous raise of its daily volumes, while at the same time, meeting customers’ expectations for on-time delivery.



